img_5347Hi! I’m Kim. And this is my family’s story of how we are fighting our way to become debt free.

We are a family of four living in Birmingham, Alabama. Like many of you, we looked up one day and found ourselves   with over $130,000 in debt from school loans, car loans, credit cards, and a few other bad choices.

We tried living with it, which was ultimately discouraging and downright depressing. So, in January 2016, we decided to do something about it.

You probably already have a few questions, like “Who is old blue?” and “Why are we saying hello to him?” Both completely valid and can be found here and here. Hint: he’s old, blue and has four wheels.

Other tidbits that will be helpful for you to know will be posted here as needed. For now, I’ll share how we define debt. At this point in our lives, debt includes anyone we owe money to. We are not yet including our mortgage, as $135K is big enough!

I’m so excited you too are interested in living debt-free. Let us be an encouragement and friend for you on your quest to change your life for the better.