How did we get here?

I asked myself this a lot before we decided to do something about it.  I’m smart. I took AP classes in high school and graduated from college with honors and a minor in French.  I always held leadership roles in student government and Greek life. I secured my first job within weeks of graduating college.

As for Alan, he was on his own and employed full-time while working toward his degree at 19. Additionally, about 5 years ago, he returned to school and completed his bachelor’s degree – while working full time, raising a daughter and keeping a wife happy. Because, you know, a happy wife is a happy life! (But, seriously, it’s true!)

Clearly, we are very capable. So, how did we end up so financially stupid? I know the answer. And you know it too. You may even believe it.  

We deserved it. We deserved the nice cars, the new – and expensive – furniture, highest quality daycare, fancy hobbies,  luxe honeymoon and an occasional vacation thrown in the mix every now and again. We deserved it because we worked hard.

Sound familiar? Turns out, we didn’t deserve any of this because we couldn’t afford it.

Now, we ask ourselves a very different question in the face of “we deserve it.” Do we deserve debt? Do we deserve to be enslaved by payments? No, we deserve better. We deserve to create a better path for our family.

Romans 8:28 tells us “And we know that God works all things together for the good of those who love Him, who are called according to His purpose.” Friends, this is what we are called to – our heavenly Father wants to work out ALL THINGS for our good.

Can you tell me again how debt is for our own good? The answer is easy. It’s not.

What is debt holding you back from?


2 thoughts on “How did we get here?

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